Florida-based Homeowners Insurance Company Now Offers One of a Kind Golf Cart Insurance Coverage

TAMPA, Fla.–(BUSINESS WIRE)–American Integrity Insurance Company, a premier Florida-based insuranceprovider, recently launched its golf cart insurance program. AmericanIntegrity is the only Florida-based homeowners insurance company (out ofover 50) that offers this standalone coverage. In Florida, anyone overthe age of 14 may drive a golf cart without a driver’s license andFlorida has over 1,100 golf courses, more than any other state inAmerica. The American Integrity golf cart insurance policy will havesimilar coverage types that are often seen in an auto insurance policywith protections such as:

Property damage liability coverage: This coverage will help payfor damage to another person’s property – like a car or house – if thegolf cart driver is found legally responsible for an accident.

Injury liability coverage: This coverage will help pay for themedical bills of another person who suffers injuries if the golf cartdriver is found legally responsible for an accident.

Collision coverage: This coverage will help pay for the golfcart’s repairs if it collides with another cart or object in anaccident, regardless who is at fault.

Comprehensive coverage: This coverage may help repair a golf cartif it is damaged as a result of fire or theft, for instance — versus thedamage being caused by a collision.

“We are excited that American Integrity now offers a standalone golfcart policy. American Integrity has been a longtime partner with ouragency, the primary insurance agency in Florida’s leading golf cartcommunity,” said Jody Harter, COO of The Villages Insurance. “AmericanIntegrity took the time to listen to our request for this coverage andour customers are purchasing this protection every day.”

Customers can select from several deductible options for both collisionand comprehensive coverage. American Integrity’s golf cart insurance canprovide liability limits up to $500,000, under certain circumstances.The program even features several discounts, including a discount forcustomers with proof of continuous coverage within the past six months.

“Florida is a unique state and our consumers have active lifestyles anda broad range of needs,” said Bob Ritchie, American Integrity Presidentand CEO. “By continuing to expand our product offerings, we are able toprovide customers with a one-stop shop for their insurance solutions.”

In addition to golf cart coverage, the company launched its umbrellaproduct in 2017. The umbrella policy provides additional liabilitycoverage on top of a customer’s underlying home, auto or watercraftpolicy limits. American Integrity Insurance’s product suite alsoincludes homeowners, condominium unit owners coverage, manufacturedhome, rental property, vacant property, and other specialized insurancecoverages. The company is actively developing additional products thatwill be launched in 2017.

To get a quote for homeowners insurance or golf cart coverage, contactyour insurance agent, or go to American Integrity’s website,,to find an agent in your area.

For more information about American Integrity Insurance, visit www.aiicfl.comor call 866-968-8390.

About American Integrity Insurance Group (American Integrity)

American Integrity Insurance, one of the largest writers of Floridahomeowners insurance, has in excess of 250,000 customers and isrepresented by more than 900 independent agents. The Tampa-based companyoffers sound and comprehensive property insurance solutions, includingtraditional home insurance and coverage for vacant homes, condominiums,manufactured homes and dwelling fire policies. For more information,please visit the company’s website at,call 866-968-8390, or connect with the company on Facebook, Twitter,Google+, LinkedIn, Pinterest or Instagram.

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